Manoj Vaidya, a management student, wanted to take charge of his investment decisions and sought a way to balance exposure to both debt and equity without taking excessive risks. After careful consideration, he decided to invest in a balanced advantage fund (BAF). In early 2020, he made a lump sum investment of INR1 lakh in one of the top-performing BAFs that boasted a remarkable return of almost 30% taking his INR1 lakh investment to almost